FHA Loans

Community Bankers Mortgage is an FHA-approved lender approved to originate and service FHA loans in all 50 states. We take the complication out of FHA loans, allowing your bank to benefit from one of the hottest home loan products on the market.

  • Issued by federally qualified lenders

  • Insured by the Federal Housing Administration (FHA)

  • Designed for low- to moderate-income applicants who are typically unable to make large down payments

  • All levels of income accepted

  • Allow homebuyers to borrow up to 96.5% of the value of the home

  • 3.5% down payment requirement may come from gifts or grants, making these loans popular with first-time buyers

  • Loans are assumable, meaning they can be transferred to the next buyer of a home

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© Copyright 1997-2023 Community Bankers Mortgage, a division of Colonial Savings, F.A. NMLS 401285. All Rights Reserved. Rates and terms subject to change without notice. This is not a firm offer or notice of pre-approval. All applicants are assessed following a completed application and request for credit. All loans subject to underwriting and credit approval.

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