Reverse Mortgages

A reverse mortgage is a unique home loan product that has grown in popularity over the past few years. Your customers might find that a reverse mortgage is the best way for them to access the equity in their home. Our reverse mortgage specialist has years of experience of providing reverse mortgages to bank customers.  

  • Strengthen your personal and financial independence

  • Help pay for healthcare or other needs

  • You can never lose your home in foreclosure as long as you maintain the property tax and insurance payments, and any homeowner's association dues

  • The loan is only paid or required to be paid when the house is sold by you or your heirs, or all applicants move out of the house

  • A reverse mortgage does not affect your Medicare or Social Security benefits

  • No income requirements: the homeowner does not need to be employed and the loan is not qualified based on income

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© Copyright 1997-2023 Community Bankers Mortgage, a division of Colonial Savings, F.A. NMLS 401285. All Rights Reserved. Rates and terms subject to change without notice. This is not a firm offer or notice of pre-approval. All applicants are assessed following a completed application and request for credit. All loans subject to underwriting and credit approval.

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